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Wednesday, April 20, 2005

A dog has better credit than this guy...

You know, from time to time I see funny articles where someone's dog has been sent a credit card offer, or a baby, or someone who has been deceased for years. I see a lot of postings on the credit boards and money boards from people who have damaged their credit and can't get cards. Get this-- a cousin of mine with great credit, really, applied for a credit card the other day. He makes $65,000+, his house is PAID off, he has another credit paid in full every month that he has had for at least 10 years. They turned down his credit card due to "not enough revolving credit". May I repeat- his house is paid off! I suggested he have his wife apply for the card (its a cash back card) because she may have a more developed credit history with department store cards. She did and was approved on-line immediately and she added him as an authorized user. I make less than $30,000/yr and have never had problems getting a 'good' (cash back) card.

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